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Career College Scholarships And Financial Aid
Need money for school? Let's face it, post-secondary education in America isn't cheap, especially at a private school. But it's definitely worth the expense! And there are a variety of options to help you pay for your education at one the US's private colleges or universities. There are two main funding options: awards and aid.
Awards for students applying to private colleges and universities can come from different sources. On one hand, you have awards offered through the schools themselves. These may be of four types: institutional, private, state and federal
Private colleges and universities may be of different types (such as women's, historically black, Christian, Catholic, liberal arts). and institutional awards can vary according to the type of institution it is.
On the other hand, you also have the option of applying for scholarships at organizations, institutes or associations completely independently of the college or university. For these, you can search by program or by institute type. For example, if you are applying to an engineering program, check out professional associations like the American Institute of Chemical Engineers to see what scholarships or awards they may offer. Or if you are applying to a private historically black college or university, then you'd want to look up he NAACP scholarships run by the United Negro College Fund (UNCF). And if it's a Christian or Catholic private college and you don't know where to look for awards information, you can always start by asking at your community church.
Student financial aid can be divided into two categories: federal student aid and college aid.
Federal Aid programs include grants, work-study, Stafford loans and PLUS loans.
College aid involves several types of funding. On one hand, colleges administer federal campus-based aid programs. This need-based aid is made up of three federal programs that are administered directly by the colleges. Not all schools participate in all three, so check with the colleges you are considering. These campus-based programs provide a limited amount of funds for each school to administer each year, so be sure to apply for federal campus-based aid early. Each school sets its own deadlines for campus-based aid which differ from the FAFSA deadlines.
On the other hand, institutional or college grants help make up the difference between college costs and what a family can be expected to contribute. Grants are given according to financial need, but also for students from specific situations, such as out-of-state or diversity grants for traditionally under-represented students. Most private universities and colleges have a division or department of financial aid where you can often find a cost/ financial aid calculator, lists of financial aid available and the necessary downloadable forms. Some grants come with certain obligations, so you'll want to find out about the types of grants awarded by each college you are considering: don't be shy about contacting the school's financial aid office for information.
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